When David G. Rorick, a conductor on the Santa Fe railroad, met with an accident which resulted in his death, Mrs. Issola Rorick, his widow, tried to collect a policy for $5000 on his life in the Railway Officials’ and Employees’ Accident association of Indianapolis.
After the usual red tape, her application for the money was denied, and she brought suit in the U.S. district court for the amount. The company set up the novel defense that is explicitly stated in the policy that the beneficiary must notify the company within 15 days of the accident, and this was not done.
The reason this was not done, says the widow, is because her husband did not die until 17 days after the accident, so she could not report him dead within the prescribed time. On demurrer, however, her suit was dismissed, and now Hunter & Summerfield and Works & Lee have appealed the case to the U.S. district court for the widow.
Source: Los Angeles Evening Post-Record, March 18, 1902.